Mortgage Calculator

This calculator will help you to determine how much house you can afford and/or qualify for.

Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

CURRENT INTEREST RATES

Updated on Monday, April 12, 2021

TERM RATE

1 Year 1.99% Ins. 2.54% Conv.

2 Year 1.99% Ins. 2.24% Conv.

3 Year 1.59% Ins. 2.14% Con.

4 Year 1.99% Ins 2.19% Conv.

5 Year 1.99% Ins. 2.24% Conv.%

7 Year 2.84% Ins 2.84% Conv

10 Year 3.15% Ins. 3.15% Conv

Variable Rates

Prime - .45% to 90%

First Name:*

Last Name:*

Email Address:*

Phone:*

Address:

City:

Province:

Postal Code:

Your Credit and Income

How is Your Credit Score?

Approximate Annual Household Income?

Price Range:

Other Details

Planning to purchase a home in:

In what general area would you like to live?

Are you working with a Real Estate Agent?
Yes No

Agent Name:

Agent Company:

Comments:

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Purchase Information

Purchase Price:

Down Payment Percent:

Down Payment Amount:

Loan Amount:

Annual Interest Rate:

Length of the Mortgage in Years:

Payment Information

Monthly Principal & Interest Payment:

Annual Property Taxes:

Monthly Property Taxes:

Annual Insurance:

Monthly Insurance:

Annual PMI:

Monthly PMI:

Monthly Association Fees:

Monthly Payment (PITI):

Tax Deductable Portion of Payment:

Qualifying Information

Gross Income:

Monthly Debt Payments:

Qualify For Loan?

Maximum Qualifying Loan Amount:

Current Payment to Income Ratio (max approx. 40%):

Current Debt to Income Ratio (max approx. 50%):

Create Amortization Schedule

Longer term loans may take a few moments for the report to be generated.

Today's Listings

Buying a Home

Current Interest Rates

BY Ray Riley

4/12/2021

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