Interest Rates and Ratewatch
Posted by Ray Riley on Wednesday, September 8, 2021 at 1:53 PM
By Ray Riley / September 8, 2021
Comment
September 8th, 2021
Bank of Canada leaves continues to leave the prime rate alone
The BOC announced that it will leave the prime rate alone once again. With growing Covid case numbers across Canada, they continue to believe that we need to maintain the goal of holding interest rates down until late 2022, possibly beyond that time frame.
Interest rates will continue to remain low. The BOC now predicts that it would be the second half of 2022 before they will look at increasing the prime rate. I suspect this will all depend on how quickly the world can get a handle on Covid and all the variants
With rates still in the low 2% range, now is a great time to look at moving up or renovating your home. If you have higher debt loads, refinancing to pay off that higher interest rate debt may be a great option.
TERM RATE
1 Year 1.79% Ins. 2.54% Conv.
2 Year 1.79% Ins. 2.24% Conv.
3 Year 1.79% Ins. 2.14% Conv.
4 Year 1.79% Ins 2.19% Conv.
5 Year 2.04% Ins. 2.29% Conv.
7 Year 2.94% Ins 2.94% Conv.
10 Year 3.30% Ins. 3.30% Conv.
Variable Rates
Prime - .70% to 1.10%
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Finishes such as...
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