Buying a Home

CURRENT INTEREST RATES Updated on December 19, 2022 TERM RATE 1 Year 6.04% Ins. 6.04% Conv. 2 Year 5.74% Ins. 5.74% Conv. 3 Year 5.34% Ins. 5.34% Conv. 4 Year 5.24% Ins 5.24% Conv. 5 Year 4....

Daydreaming about owning something you can’t afford can be fun. Whether it’s a diamond-encrusted watch from Tiffany & Co., or the latest Lamborghini, even the thought of trying one on or going for a test drive can be exciting. The ...

When you set a budget for a new home, you’re obviously hoping — maybe even expecting — to find the ideal property within that price range. But, it doesn’t always work out that way. In fact, there are many circumstances in ...

When searching for a new home, many buyers will focus only on the list price and what they may need to offer to get the property. For example, a buyer might think, “We can get this house for $XX. That’s within our price range!” Of ...

Getting the “Inside Scoop” on a Listing Throughout the history of journalism, reporters would pride themselves on getting the “inside scoop” on a story. In fact, that’s where that expression came from. So imagine ...

Walk-through videos are becoming increasingly popular. The seller’s agent simply films a tour of a home, often including commentary, and then makes the video available to prospects. When you’re shopping for a new home, you want to get ...

Is there a neighbourhood you drive through occasionally and think, “Wow. I’d love to live here. What a fantastic area”? Why don’t you take that thought any further? Maybe you think getting into that neighbourhood just ...

When you’re shopping for a home, you may become interested in a property for sale that someone else is also considering. In fact, there may be several other buyers entertaining the idea of making an offer. In such a competitive situation, what ...

How to Find a Home that Has your “Big Three” How do you find the home of your dreams within a price range you can afford? Most buyers start by making a “wish list”. But, it’s easy to get frustrated when you have a long ...

When you’re shopping for a new home, you probably want the property to be as “move in ready” as possible. That way, you can... well... just move in! However, there are a lot of fantastic properties on the market that need some work....

How to Get Front-of-the-Line Access to Desirable Homes for Sale  As you've probably noticed, credit card companies regularly offer bonuses to get you to apply for their cards. For example, one such card company offers opportunities to buy ...

There has been some discussion recently on home prices in relation to mortgage rates. Some believe if there is a rapid rise of mortgage rates, home prices should decrease. Logically it makes the most sense for the price of the house to drop when ...

It is easy to become overwhelmed when you enter the home buying market. Friends, family, colleagues, and even acquaintances will give you their opinions if you are a first time home buyer. While most of them are looking out for your best interest, ...

Potential homebuyers are always cautioned to be aware of mortgage lending standards and the difficulty they might face when trying to obtain a mortgage. Credit availability is expanding, making it easier to get a mortgage now than it was a year ago....